Europe Travel Insurance | Benefits
The GlobeHopper Europe Travel Insurance plan allows you to select the coverage level you will need when abroad.
- Single Trip – the base level and most affordable option offering renewable coverage up to 2 years
- Platinum – the enhanced Single Trip plan offering renewable coverage up to 3 years
- Multi-Trip – annual travel insurance that covers you abroad for up to 30 or 45 days at anytime per trip
The benefit of the plans are as follows:
| Benefits | Single Trip | Platinum | Multi-Trip |
|---|---|---|---|
| Plan Maximum Options |
€40,000 €75,000 €400,000 €800,000 €1,500,000 |
€800,000 €4,000,000 €6,250,000 |
€800,000 |
|
Excess Options Per insured person, per insurance period |
€0 €75 €200 €400 €800 €2,000 |
€0 €75 €200 €400 €800 €2,000 €4,000 €7,500 €20,000 |
€200 per each covered illness |
| Family Excess Cap | Not Available | Three times the individual excess | Not ApplicableN/A |
| Coverage Area Options |
1) Europe 2) Worldwide excluding USA & Canada 3) Worldwide |
||
| Trip Duration | 5 Days up to 2 years | 5 Days up to 3 years |
Unlimited Trips per policy period Option for trip length: 1) 30 Days Trip Max 2) 45 Days Trip Max |
| Available After Departure | Yes | ||
| Coverage Extension Period | Up to 6 months past policy expiry date for continued treatment | Up to 12 months past policy expiry date for continued treatment | 30 days to a maximummax. of €4,000/ £3,000 |
| Coinsurance outside the USA/ Canada | No Coinsurance | ||
| Coinsurance inside the USA/ Canada |
PPO Network
Out of PPO Network |
PPO Network
Out of PPO Network |
PPO Network
Out of PPO Network |
| Hospital Room & Board | Up to Maximum LimitMax. Limit | ||
| Intensive Care | Up to Maximum LimitMax. Limit | ||
| Medical Expenses | Up to Maximum LimitMax. Limit | ||
| Out-Patient Medical Expenses | Up to Maximum LimitMax. Limit | ||
| Emergency Local Ambulance | Up to Maximum LimitMax. Limit | ||
| Prescription Drugs | Up to Maximum LimitMax. Limit | ||
| Emergency Room Accident | Up to Maximum LimitMax. Limit | ||
| Emergency Room Illness with Inpatient Admission | Up to Maximum LimitMax. Limit | ||
| Emergency Room Illness without Inpatient Admission |
Up to Maximum LimitMax. Limit with additional €200 excess |
||
| Dental Accident | Up to Maximum LimitMax. Limit | ||
| Sudden Dental Pain | Up to €115 | Up to €200 | Up to €115 |
| State Hospital Cash Benefit | €75 per night up to 14 nights | ||
| Reciprocal Health Agreement Benefit | Nil Excess – When a claims saving is made due to a European Health Insurance Card (EHIC) or Reciprocal Health Agreement | ||
| Hospital Income Benefit | None | Up to €200 per night up to 10 nights | None |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition | Not ApplicableN/A | Under 65 years old €15,000 Medical Coverage €15,000 Emergency Medical Evacuation |
Not ApplicableN/A |
| 24 Emergency Medical Help Line | Included | ||
| Emergency Medical Evacuation | Up to €400,000 | Up to Maximum LimitMax. Limit | |
| Emergency Reunion | Up to €40,000 | Up to €75,000 | Up to €40,000 |
| Cremation / Burial, or Repatriation of Remains | Up to €40,000 | Up to €75,000 | Up to €40,000 |
| Return of Minor Children | Up to €40,000 | Up to €75,000 | Up to €40,000 |
| Identity Theft Assistance | Up to €400 | ||
| Security and Political Evacuation | Up to €7,500 | Up to €75,000 | Up to €7,500 |
| Natural Disaster Evacuation & Accommodation | €75 per day up to 5 days | €200 per day up to 5 days | None |
| Lost Checked-In Luggage/ Travel Documents | Up to €40 per item Maximum of €200 |
Up to €40 per item Maximum of €400 |
Up to €40 per item Maximum of €200 |
| Trip Interruption | Up to €4,000 | Up to €7,500 | Up to €4,000 |
| Terrorism Coverage | Up to €40,000 | Up to Maximum LimitMax. Limit | Up to €40,000 |
| Sports and Activities | Up to Maximum LimitMax. Limit for basic sports | ||
| Common Carrier Accidental Death | Up to €40,000 Max per family €200,000 |
Up to €75,000 Max per family €200,000 |
Up to €40,000 Max per family €200,000 |
| Accidental Death and Dismemberment | Up to €20,000 | Up to €40,000 | Up to €20,000 |
| Citizenship Return Coverage | You are covered for trips to your Country of Citizenship provided it is within your Area of Cover. USA Citizens: Cover is provided for up to 60 days for brief returns to the USA. | ||
| Incidental Home Coverage | Up to 2 weeks cumulative | None | |
| Remote Transportation | Not ApplicableN/A | €4,000 per period of insurance €15,000 Lifetime Maximum |
Not ApplicableN/A |
| Criminal Assault Benefit | Not ApplicableN/A | €750 per admitted night Up to €7,500 |
Not ApplicableN/A |
| Small Pet Common Air Carrier Accidental Death | Not ApplicableN/A | Up to €400 | Not ApplicableN/A |
| The benefits in this table are just a summary, for the full details please download the plan brochure | |||
There are also additional coverage options available that include:
- Adventure sports – including sports such as Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang-gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides up to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snowboarding, snowmobiling, spelunking, surfing, trekking, white water rafting (to Class V), wildlife safaris and windsurfing : For leisure, recreation or entertainment purposes only.
- Enhanced Personal Accident
- Evacuation Plus
- End of Trip Home Country Coverage
- Chaperone / Faculty Leader Replacement
- Personal Liability
For more details on these additional benefits, please either download the plan brochure or run a free quote to see the options available.
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